New Rules For Bailiffs

Baillif Regulations

 

By Carly Davies, Debt Recovery Specialist at Cartmell Shepherd

In a bid to reform the enforcement process in England and Wales the Government has implemented regulations designed to protect the public from aggressive, unregulated baillifs by bringing clarity and conformity to the procedure. The Taking Control of Goods Regulations, part of the Tribunals, Courts and Enforcement Act 2007, came into effect on 6th April 2014.

Justice Minister Helen Grant has said that ‘For too long bailiffs have gone unregulated, allowing a small minority to give the industry a bad name. These laws will help to clean up the industry and ensure bailiffs play by the rules. They will also make sure businesses and public bodies can collect their debts fairly.’

The new measures mean that Enforcement Agents are unable to enter homes when only children are present, visit debtors between 9pm and 6am or take basic household items.

In addition Enforcement Agents must now give seven days written notice of their intention to visit the debtor. They must also prove to a court that there are (or are likely to be) goods of the debtor on the premises before being granted the power to use reasonable force to gain entry.

As well as protecting vulnerable debtors the new measures aim to give creditors a better understanding of the process. A simplification of the way fees are calculated and added to the debt has been long overdue and will no doubt be welcomed by the officers employed to attend the debtors property however requiring them to give notice of their visit takes away the element of surprise and means that some unscrupulous debtors will now have the opportunity to remove sellable goods prior to the officers visit.

The enforcement process is now carried out in four clear stages as follows:

Compliance Stage

A Notice of Enforcement is served giving the debtor seven clear days to pay in full.

Enforcement Stage One

If the debtor fails to make contact or requests to pay by instalments the agent will then attend their premises to take control of goods. This means that the agent will document all goods up to the value of the debt in what is called a “Controlled Goods Agreement”. The agreement, which is signed by the debtor, means that should he default on a payment the agent can return and remove the goods with a view to selling them at auction. Any goods that are included in the agreement are the property of the court and should the debtor attempt to sell or remove the goods after the agreement has been signed he will be committing a criminal offence.

Enforcement Stage Two

If the debtor refuses to make any payment or to enter into an instalment arrangement or if a payment arrangement with a signed controlled goods agreement, is subsequently broken, the EA will re-attend the property.

Sale/Disposal Stage

At this stage goods will removed from the premises and sold at auction in order to repay the debt.

If at any point the Enforcement Officer deems the enforcement to be unsuccessful then the enforcement process will be aborted and a fee of £75 will be charged to the creditor.

It remains to be seen whether the new measures, especially the serving of a 7 day notice, will prove to be a help or a hindrance to those attempting to enforce unpaid money judgments however the simplified process should be of great benefit to both sides.

I wonder how this will turn out!

 

Posted in Legal

Kids Massacred On The Beach In Gaza

Children killed by zionists in gaza

Children killed by zionists in gaza

I send my best wishes to the Bakr family, I am totally disgusted, this is not a war this is genocide and every jew and Israeli should be screaming for this to stop. Peace be to all that have been massacred. Zionist pig bastards, may you rot in hell.

My soul bleeds for those poor children.

Israel and the Zionists who support Israel, may your deaths be long and slow. Said by a non muslim.

Those poor babies. Damn I hate feeling like this, tears running but my tears pale into comparison compared to the Bakr family.

Spread this far and wide. This is what Israel is doing whilst supported by the UK and the USA.

The criminal regimes in the USA and the UK are supporting this massacre by sending arms and munitions to Israel, UK sold $12 Billion worth of arms and services to Israel, whilst the USA send Israel £3 billion per year in aid, work that one out!

 

 

 

Posted in War

Anarchy AWESOME Speech

Anarchy AWESOME Speech

Anarchy AWESOME Speech

There are really are no words for this.

This is the best speech that I have ever listened to, this man speaks so much truth that it brought tears to my soul.

 

Thank you my friend.

Posted in Common Law, Freeman/Sovereign, Legal, NWO, Politics

No Make Up Selfies To Promote Awareness For Cancer Charities.

cancer research no make up

I have not written a blog post for some time but I felt that I had to put fingertips to keys to write a short article about the latest craze or should I say crazy thing that is going on.

A lot of women have been posting photographs of themselves without make up on their faces to raise awareness about cancer and cancer charities. I find this to be quite abhorrent because the cancer charities are raking in millions and they are also paying their senior execs and staff millions per annum.

The public are having their heartstrings plucked as we all know someone who has had or has the BIG C. Thus people donate, get involved in fundraising, wear pink, bequeath from their wills etc.

Is Cancer a serious issue, you are bloody right it is and I have very personal experience of it. My mum is now recovering from stage 3 throat cancer and so I am all for research into finding a cure. However those that are running cancer charities to research cancer cures are taking many millions of pounds just for running an organisation. Kerching!

It is complete nonsense as those involved with these cancer charities are very much involved in one kind of charity and that is the charity of lining their own pockets.

One cancer charity in the UK has published it’s annual accounts, Cancer Research UK, you can view them here but here is a snapshot that really annoyed me:

No make up cancer awarenessI think that I am in the wrong business. I should be begging people for money and paying myself and my fellow beggars £107 million per year, or over the last four years nearly £500 million!

I will not go into their expenses let alone the cars they get courtesy of the charity. I will also not go into their tax exemptions, whoahhh that might get this wee site shut down!

I also found this wee gem from 2010:

cancer research uk scamSource

Now keep in mind who Paul Nurse is and where he went to after Cancer Research, climate change assassin with the BBC! He was last seen working for the Royal Society!

Anyway, before you donate to any charity, just remember that big charity is big business.

Posted in Health and Medical

A Tad Of Thought

 Truth

Look at those eyes.

“And all this madness, all this rage, all this flaming death of our civilization and our hopes, has been brought about because a set of official gentlemen, living luxurious lives, mostly stupid, and all without imagination or heart, have chosen that it should occur rather than that any one of them should suffer some infinitesimal rebuff to his country’s pride.”

From “The Autobiography of Bertrand Russell” (1967–1969). A three-volume work by Bertrand Russell. Ch. 8: The First War, p. 265

Posted in Uncategorized

John Cleese on the 5 Factors to Make Your Life More Creative

John Cleese on the 5 Factors to Make Your Life More Creative

Whilst the title states that the five points are about being more creative, they also apply for many of the challenges that we face in everyday life, it might be Council tax, dealing with bailiffs, Government agencies etc.

I tend not to use template letters when I write to so called “official bodies”, I cannot see the point in doing that as I will be using someone elses work and research which I probably will not understand. Thus I write my own original documents, which I must understand since I am the one writing them. Make sense?

I think that the most important thing that John Cleese speaks about is time.

Article taken from Brain Pickings.

“Creativity is not a talent. It is a way of operating.”

Much has been said about how creativity works, its secrets, its origins, and what we can do to optimize ourselves for it. In this excerpt from his fantastic 1991 lecture, John Cleese offers a recipe for creativity, delivered with his signature blend of cultural insight and comedic genius. Specifically, Cleese outlines “the 5 factors that you can arrange to make your lives more creative”:

  1. Space (“You can’t become playful, and therefore creative, if you’re under your usual pressures.”)
  2. Time (“It’s not enough to create space; you have to create your space for a specific period of time.”)
  3. Time (“Giving your mind as long as possible to come up with something original,” and learning to tolerate the discomfort of pondering time and indecision.)
  4. Confidence (“Nothing will stop you being creative so effectively as the fear of making a mistake.”)
  5. Humor (“The main evolutionary significance of humor is that it gets us from the closed mode to the open mode quicker than anything else.”)

The lecture is worth a watch in its entirety, if only to get a full grasp of Cleese’s model for creativity as the interplay of two modes of operating — open, where we take a wide-angle, abstract view of the problem and allow the mind to ponder possible solutions, and closed, where we zoom in on implementing a specific solution with narrow precision. Along the way, Cleese explores the traps and travails of the two modes and of letting their osmosis get out of balance.

I hope that you will get as much out of the words of Cleese as I did. I always research as much as possible before writing letters.

Posted in Common Law, Legal, Uncategorized

I Have Friend, Well I have Another One But Hey!

Say no to all corruption

 

I have a good friend who took the time to write down some lines about her own feelings and I have her express consent to adapt her words as I see fit.

Here are her words and my annotations are in bold:

They want me to sin-The Catholic Church are very good with that lie
They want me to commit fraud-Councils, Courts and the Police love this tactic
They want me to follow – Whoever they choose for me, sorry, NOT happening. I do not follow.

They want me to shut up- So long as I can type, speak and move any muscle in my body then I shall tell you where to go.
They want me to not question their authority- I’ll crack the jokes, no man has authority over another, thus you can ram that one right up your dirtbox.
They want me to pay their bills- I owe nobody anything and yet they bring in false laws called statutes to say that I owe money for a bill, how does FRO sound? Their bills are their bills and not my bills.
They want my children- I would defend my kids with my life as I did this country, they know what will happen if they attempt that move.
They want me to conform-I wish them luck with that, sounds like a frontal lobotomy to me.
They want to poison me
They want to tell me lies
They want to con me
They want to lock me up
They want to make me live by rules
They want to fuck me
They want me agree to war
They want me to have religion
They want to divide and concur me
They want my make money off my name
They want my LIFE
They want your life to

Here is my reply:

 

A few lines are left unanswered, feel free to comment and I shall include them in the main post.

Posted in Common Law, Freeman/Sovereign

Syria A True Picture Of The Sarin Gas Attack

syria gas attack

Do you ever get so angry that you scream at your pc or tv when you watch main stream media reporting regarding the Sarin gas attack in Syria? I do and I have done over the last few days.

I am fucking sick of the BBC (bullshit broadcasting cover-up) posting their shit propaganda, BBC you are certainly not impartial.

Due to the mainstream medias continual crap and ramping up of the use of military intervention in Syria we now have the Russian Pacific Fleet in the region. This is a major game changer for the USA and NATO.

Those Russians are now saying no to what the US thinks will just be another roll in and take over a Sovereign state. The USA is not the worlds policeman, they are nothing more than a shower of war mongering evil bastards who use their military to support corporations.

Don’t take my word for it, watch this:

Posted in Legal, News, Politics

The Toxic Debtor And Council Tax

Toxic debtor and council taxWHAT IS A TOXIC DEBTOR REGARDING COUNCIL TAX?

What the hell is a council tax toxic debtor?

Quite simply put, it is someone who causes a council to spend more money to collect council tax than will ever be collected from the debtor.

Does this sound strange?

It bloody well should but for the wrong reasons, the reason being is that nobody has a clue what to do to become a toxic debtor regarding council tax.

You are lucky, I do!

Step One:

Write a lot of personal letters to your council.

Ask as many questions as you can. Never allow any response from a council to go unanswered, challenge every response and every part of each councils response.

Ask questions such as:

Who are you?

Where does your authority come from?

What is your job description’

Am I liable for this tax, if so why?

Can you prove any claim that you make?

Provide me proof that I have to adhere to statutes.

Those are just a few to be starting with, you can add your own he he.

Step Two:

Use Freedom Of Information Requests en masse.

Ask your council some of the following:

Where does the money collected from council tax go?

Who decides where Council tax monies go?

Can you tell me how much from council tax is paid into public sector pension schemes for your council?

How many homes have you exempted from paying council tax.

You can add as many questions as you wish, your shout.

Step Three:

The SUBJECT ACCESS REQUEST,  this is made under the Data Protection Act 1998, it means that in law, a council must provide all data that it holds on you, this means all emails, hard copy letters to and from, audio files, video files and anything else.

This is where you collate the information from step 1 and 2 and spot the differences. I love this part.

After doing all of this you will certainly have cost the council more than they will ever collect from you.

Remember this:

Council tax has nothing to do with paying for services.

Have fun always, Councils hate it.

COST THEM MORE IN PAPER AND TIME THAN THEY WILL EVER COLLECT FROM YOU.

Posted in Legal, Politics

And Now For The Funny Stuff!

Frankie Boyle doing what he does best.

Just Frankie Boyle

Strong language and totally not politically correct! Frankie Boyle does the Apollo.

Posted in Humour